Visitors Care Lite

While doing research to purchase visitors insurance, you may come across many plans. Two travel medical insurance plans may look similar: .

Even though both the travel medical insurance plans would work for anyone visiting United States, there are certain differences that would be important to understand in order to make an educated decision.

If you prefer an explanation of how these benefits or specific coverage could work, please contact our office and we will explain to you in further detail.

All amounts are in U.S. dollars.

Routine physicals and vision (eyeglasses, etc.) are not covered in any of the plans.

Note: For all Comprehensive Coverage Plans, benefits are the same regardless of the policy maximum unlike Fixed Coverage Plans.

The information below is a quick comparison of the plans you selected to compare. The quick comparison is comprised of coverages considered important and popular by our customers. You can use the quick comparison to easily narrow your plan search to plans deemed suitable for your needs.

This information should be used as a guide only, you should not make decisions solely using this information. If you prefer an explanation of how these benefits or specific coverage could work, please contact our office and we will explain to you in further detail.

If you have any concerns, doubts or questions, please refer to the specific policy details for complete information as it is not possible to accurately represent all the following details concisely. If there is any discrepancy between this comparison and the actual policy details, the policy details will prevail.

All amounts are in U.S. dollars.

Routine physicals and vision (eyeglasses, etc.) are not covered in any of the plans.

Note: For all Comprehensive Coverage Plans, benefits are the same regardless of the policy maximum unlike Fixed Coverage Plans.

The information below is an overview of the benefits included in this plan and is provided to you as an aid to help you familiarize yourself with the benefits. This information is a high-level overview of the given plans coverages. Please use this information as a guide only and do not make any decisions solely based on this information.

If you prefer an explanation of how these benefits or specific coverage could work, please contact our office and we will explain to you in further detail.

If you have any concerns, doubts or questions, please refer to the specific policy details for complete information as it is not possible to accurately represent all the following details concisely. If there is any discrepancy between this comparison and the actual policy details, the policy details will prevail.

All amounts are in U.S. dollars.

Routine physicals and vision (eyeglasses, etc.) are not covered in any of the plans.

Note: For all Comprehensive Coverage Plans, benefits are the same regardless of the policy maximum unlike Fixed Coverage Plans.

General

Visitors Care Lite
Fixed Coverage
Después del deducible, el plan paga cantidades fijas por cada procedimiento y usted paga la diferencia.

Medical - Outpatient

Hasta $50 por visita, 10 visitas por período anual
Visita médica virtual incluida.
Hasta $40 por visita, 10 visitas por período anual
Hasta $200 por visita No cobertura si no es ingresado al hospital, a menos por una lesión.
Hasta $250 por período anual, máximo de 90 días por receta
Hasta $200 por procedimiento, máximo de $400
Hasta $2,000 por sesión quirúrgica
Hasta $450 por sesión quirúrgica
Hasta $450 por sesión quirúrgica
Hasta $750 por sesión quirúrgica
-

Medical - Inpatient

Hasta $825 por día, 30 días máximo por período anual
Hasta $1,225 por día, 8 días máximo por período anual
Hasta $2,000 por sesión quirúrgica
Hasta $450 por sesión quirúrgica
Hasta $450 por sesión quirúrgica
Hasta $40 por visita, 30 visitas por período anual
Hasta $350 por período anual
Hasta $750 por período anual

Medical - Other Treatment And Services

-
Igual que cualquier otro gasto médico elegible
Hasta $550 por período anual por cama básica estándar de hospital y/o alquiler de silla de ruedas estándar o la prótesis ortopédica inicial
-
-
Hasta $250 por período anual No cobertura si no es ingresado al hospital, a menos por una lesión.
-
-
Hasta $40 por visita, 1 por visita por día, 12 visitas máximo Debe solicitarse por adelantado por el médico
None
None
Inicio agudo solamente, para personas menores de 70: Médico hasta el máximo de póliza; Evacuación médica hasta $25,000.
Incluido

Dental

Plan Features

Antes de la fecha de vigencia, reembolso total. Después de la fecha de vigencia, el reembolso prorrateado menos la tarifa de cancelación de $25 siempre y cuando no se hayan presentado reclamos desde la fecha de vigencia.
5 días mínimo a 2 años máximo
$0
$0
Servicios privados de enfermería: $400
Correo Electrónico
Anual
$0 Up to 69
$50 Up to 110
$100 Up to 110
Por Incidente
$10,000 80-110
$25,000 Up to 79
International Medical Group (IMG)
SiriusPoint Specialty Insurance Corporation

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  • Home country for IMG (Patriot products, Visitors Care, Visitors Protect), WorldTrips (Atlas, VisitorSecure), and Global Underwriters (Diplomat America, Diplomat Long Term, Diplomat International) - The country where an insured person(s) has his/her true, fixed and permanent home and principal establishment.
  • Home country for Azimuth Risk Solutions (Beacon products) - If you are a U.S. citizen, your home country is the United States, regardless of the location of your principal residence. If you are not a U.S. citizen, your home country is where you principally reside and receive regular mail.
  • For medical benefits, to policy maximum, refer to the Usual, Reasonable and Customary Charges. Deductible and coinsurance apply, unless otherwise noted.
  • Coverages shown are per person unless noted otherwise.
  • The dash (-) in the fields above means Not Applicable (N/A).