Global Medical Insurance - Platinum - Seguro de salud internacional

Utilice esta información de alto nivel solo como una guía y no tome decisiones basándose únicamente en esta comparación. Si tiene alguna inquietud, duda o pregunta, por favor refiérase a los detalles de póliza individual para información completa ya que no es posible representar todos los detalles de la información de manera concisa tal así. Por favor llámenos para más detalles Si hay alguna discrepancia entre esta la comparación y los detalles actuales de la póliza, los detalles de la póliza anularan.

Todos los montos son en dólares estadounidenses

General

GMI Platinum - Area 2
Comprensivo
Worldwide, Excluding the United States, Canada, China, Hong Kong, Japan, Macau, Singapore and Taiwan
$8,000,000 Lifetime
Outside U.S.: 50% of deductible waived up to $2,500. After deductible, plan pays 100% to policy maximum

Médico - Ambulatorio

To policy maximum
To policy maximum
To policy maximum
12 month waiting period. $50,000 lifetime.
Must be ordered in advance by physician.
To policy maximum
To policy maximum. Orphan Drugs or Biologic Drugs do not apply to the maximum limit per event.
To policy maximum
To policy maximum
To policy maximum
20% of primary surgeon's eligible fee.

Médico - Hospitalario

Average semi-private room rate, to policy maximum.
To policy maximum
To policy maximum
To policy maximum
20% of primary surgeon's eligible fee.
To policy maximum

Médico - Otros tratamientos y servicios

-
To policy maximum
To policy maximum
Optional
To policy maximum Illness must result in hospital admission.
12 month waiting period. $50,000 lifetime.
$50 per visit, maximum of 1 visit per day. Must be ordered in advance by physician.
Ninguno
To policy maximum when disclosed and not excluded.
To policy maximum
100% if requested, reduced to 50% if not obtained when required.
Transplants, Interfacility Ambulance Transfer, Medical Evacuation, Orphan Drugs or Biologic Drugs - no coverage if not pre-certified; otherwise covered at 100%; All other - 50%
180 days
$2,000,000 lifetime
To policy maximum
$500/accident. Not subject to deductible and coinsurance.
To policy maximum
To policy maximum
Terminally Ill - 6 months to live, to policy maximum.
Included

Cobertura de maternidad

10 or 24 month waiting period. $2,500 additional deductible, $50,000 lifetime.
Included in Maternity benefit.
First 31 days: $250,000 maximum for newborn care and congenital disorders. After 31 days to 12 months: $200 maximum for routine care.

Dental

6 month waiting period. Non-emergency: $750 per period Optional coverage available.
To policy maximum

Bienestar

$500 per period of coverage.
$400 per period of coverage.

Medicina alternativa

$500 per period of coverage
$500 per period of coverage
$500 per period of coverage
$500 per period of coverage
$500 per period of coverage
$500 per period of coverage

Otro

Private Hospital: $400 per night, maximum of $4,000 Public Hospital: $500 per night, maximum of $5,000
Optional

Prestaciones del plan

Before effective date, full refund. After effective date, short rate refund.
$0
$0
Health Travel Preventative Coverage: $250 for vaccinations and preventative prescription drugs administered by a Physician 30 days prior to initial effective date and before departure. Look at certificate wording for additional benefits.
$100 Hasta 74
$250 Hasta 74
$500 Hasta 74
$1,000 Hasta 74
$2,500 Hasta 74
$5,000 Hasta 74
$10,000 Hasta 74
$25,000 Hasta 74
International Medical Group (IMG)
SiriusPoint Specialty Insurance Corporation

¡Adquiera este plan al instante en línea hoy mismo!

  • URC - Cargos usuales, razonables o habituales.
  • Para prestaciones médicas, al máximo de póliza, se refiere a los cargos habituales, razonables y acostumbrados (URC por sus siglas en inglés). Aplican deducibles y coaseguro, a menos que se indique lo contrario.
  • Siempre que haya una diferencia en los niveles de prestaciones dentro de la red PPO y fuera de la red PPO, las prestaciones indicadas anteriormente son aplicables cuando se aprovecha el tratamiento dentro de la red PPO.
  • Coberturas mostradas son por persona a menos que se indique lo contrario.
  • El guión (-) en los campos arriba significa No aplicable (N/A).